03 / Alternative-document options
Vivid.
A range to explore when the income story, ownership structure or residency needs a closer look.
Explore the rangeWhat can Vivid help you explore?
Vivid includes Lite Doc and Alt Doc residential lines, SMSF and commercial SMSF lines, and separate expat and temporary-resident options. Documentation and security policy vary across them.
Make room for a different income story.
Explore alternative documents
Residential Lite Doc and Alt Doc lines provide distinct document conversations.
Consider SMSF property
Residential and commercial SMSF lines are present in the catalogue.
Discuss overseas or temporary residency
Expat and temporary-resident lines have their own requirements to review.
The details worth asking about
These are family-level highlights. A feature or purpose may be available only on certain products, and every application remains subject to current policy and credit assessment.
Evidence of income
Lite Doc and Alt Doc are product names, not a waiver of income verification.
Property and fund structure
SMSF and commercial SMSF scenarios require careful security and structure review.
Offset discussion
Offset is available in the Vivid family. Confirm the exact feature and terms for the selected loan.
“Which documents show the income, and who will own the property?”
Bring the question to a So Money broker or team member so they can check the relevant current product and policy.
Every story is different
Family-level highlights only. Every application remains subject to current policy and credit assessment, and no rate or approval outcome is represented.