01 / Residential & specialist pathways
Prime.
A residential range that starts with the property move, then looks at the borrower story behind it.
Explore the rangeWhat can Prime help you explore?
Prime includes owner-occupied and investment residential lines, construction options, and separate expat and non-resident lines. The right path depends on the selected product and current policy.
From a home purchase to a construction plan.
Buy or refinance
Discuss a home to live in or an investment property, including a refinance of an existing loan.
Build
Construction lines appear in the Prime catalogue for eligible residential scenarios.
Look across borders
Dedicated expat and non-resident lines open a conversation about residency and income documentation.
The details worth asking about
These are family-level highlights. A feature or purpose may be available only on certain products, and every application remains subject to current policy and credit assessment.
Property purpose
The catalogue separates owner-occupied, investment and construction options; they do not share one set of conditions.
Overseas scenarios
Expat and non-resident product lines exist, with residency, income and security requirements to confirm.
Offset discussion
Offset is available in the Prime family. Confirm the exact account feature on the selected product.
“Is the property a purchase, refinance or construction project, and where is the income earned?”
Bring the question to a So Money broker or team member so they can check the relevant current product and policy.
Every story is different
Family-level highlights only. Every application remains subject to current policy and credit assessment, and no rate or approval outcome is represented.