So Money Self-employed Solutions

Empowering

Self-Employed

We champion those who forge their own path. Our robust refinancing solutions are designed specifically for self-employed clients, providing the support and flexibility they need to thrive.

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So Money Self-employed Solutions

Simple Refinance

Solution For

At So Money, we believe in the power of self-believers. Our simple refinance solution is designed specifically for self-employed individuals, offering an easy and efficient way to manage your mortgage. Enjoy the benefits of lower rates, reduced monthly payments, and a streamlined process with minimal documentation.

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So Money Self-employed Solutions

Focus

on Your

We prioritize self-employed individuals and small business owners, recognizing their vital role in Australia's economy. Our tailored financial solutions let them focus on growing their businesses, while we manage their mortgage needs. At So Money, your success is our commitment.

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We are here to

HelpBusinessOwners

With BetterProducts and Services

 

Speed Optimization

Streamlining the loan process to make it smooth and easy for self-employed borrowers.

No Risk Fees. No LMI.

You deserve rewards for being self-employed, not penalties. That's why we've eliminated 'risk' fees—because you're not a risk.

Dynamic Solutions

Offering residential, commercial, NDIS, SMSF, and a variety of other property finance solutions tailored for the self-employed.

Flexible income verification

Not everyone works a 9 to 5 or has regular payslips. That's why we've created alt doc loans, helping recently self-employed individuals achieve their property dreams.

Flexible and dynamic lending solutions for self-employed borrowers

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learn more about our missions
 

Starting your new business venture shouldn’t delay your home-buying plans. With just six months of ABN activity, you can apply for a home loan. Discover our flexible home loan options for self-employed individuals and small business owners today.

We provide a varietyof

Home loan options tailored

Toyour unique situation.

We understand that everyone’s situation is unique.

That’s why we stay flexible. As a non-bank lender, we consider more than just your credit score, enabling us to help where others can’t. 

Explore the options below to find the right fit for you:

Flexible and dynamic lending solutions for self-employed borrowers

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WeLoveWhat

We Do

 

Traditional banks often demand extensive financial records from self-employed individuals, including two years of financials, business bank statements, and Tax returns. In contrast, So Money offer loan products that accept alternative income documentation, becoming a vital funding source for the self-employed.

  • Less restrictive criteria
  • No Risk Fee
  • Self-employed friendly

WeSupport

Self-employed

Borrowers

We offer comprehensive support for self-employed borrowers with full doc, lite doc, and commercial loans. Our tailored solutions include specialized niches and unique product features designed to meet your specific needs.

Full Doc Loan

Up to 95%

So Money Full Doc

Lite Doc Loan

No Risk Fee

So Money Lite Doc

Commercial Loan

30 years loan term

Commercial

Self-employed Home loan
solutions

We help freelancers and entrepreneurs with streamline home loan process.

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Home Loan

NDIS Investment

SMSF Investment

Lite Doc loans

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