Starting your new business venture shouldn’t delay your home-buying plans. With just six months of ABN activity, you can apply for a home loan. Discover our flexible home loan options for self-employed individuals and small business owners today.
We understand that everyone’s situation is unique.
That’s why we stay flexible. As a non-bank lender, we consider more than just your credit score, enabling us to help where others can’t.
Explore the options below to find the right fit for you:
Traditional banks often demand extensive financial records from self-employed individuals, including two years of financials, business bank statements, and Tax returns. In contrast, So Money offer loan products that accept alternative income documentation, becoming a vital funding source for the self-employed.
We offer comprehensive support for self-employed borrowers with full doc, lite doc, and commercial loans. Our tailored solutions include specialized niches and unique product features designed to meet your specific needs.
- Specialised Securities acceptable
- 85% No LMI for owner
- 1-year financial
- Up to 40 years loan terms
- Maximum loan size up to 5 m
- 6 months ABN
- One form of income verification
- Optional 100% Offset Facility
- Financial Statement Only
- Lite Doc Construction
- Maximum loan size up to 5 m
- Maximum LVR up to 80%
- Up to 30 years loan terms
- Extra Repayments
- Lite Doc
